Terrence Tully - Classified Realty Group



Posted by Terrence Tully on 10/19/2018


295 Upham Street, Melrose, MA 02176

Single-Family

$549,000
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
You've arrived at opportunity Corner! Classic Dutch Colonial style home in need of a hug. Much desired East Side location and with great bones, this appealing residence is looking for the next buyer to love it as much as the previous owners have. The work has already been started and includes a recent light and bright kitchen with granite counters and stainless appliances, as well as an updated heating system. This home sits on a level corner lot and is accessed from a quiet side street near the Winthrop Elementary School. Full basement and walkup attic allow for plenty of storage. Easy access to all that Melrose has to offer including its much desired downtown, Commuter rail, and quick access to highways and Boston. Bring your ideas and make this home your own!
Open House
No scheduled Open Houses

Similar Properties





Categories: Price Change  


Posted by Terrence Tully on 10/17/2018

Once you have found the home that you want to live in, put in the offer, and start the process of closing on a home, you may feel like you’re “home free.” The hard part may technically be over, but there’s one more important thing that you need to think about before you get the keys to your place: Closing costs. 

A few days before you head to sign all of your paperwork to close on the home, your lender will send you a detailed report of different closing costs that you need to pay upon the settlement of the property. 


Closing Costs Defined


Closing costs are what you pay to the lender and third parties. These are due at the time of closing on the property and must be paid up front. You should estimate that your closing costs will be between 2 and 5 percent of the purchase price of the home.


Everything Included In Closing Costs


Closing costs cover both one-time and recurring fees that are a part of your home purchase. The one-time fees are things that are generally associated with buying the home. These would include attorneys fees, lender fees, home inspection fees, document prep fees, underwriting fees, credit report fees, and realtor fees. You’ll also need a bank issued check for your down payment at this time.  


At closing, an escrow account will be set up. This is like a forced savings account that will be drawn from to cover things like taxes, insurance, loan interest, and title insurance. These are all very important costs that are a part of buying a home.     


Do Your Homework Ahead Of Time


The best way to deal with closing costs is to be prepared ahead of time. Talk to your lender in order to get an estimate of the closing costs. From there, you’ll need to decide if you need to finance your closing costs or simply pay them up front. There are advantages to both approaches. Sometimes, lenders will look at you as less favorable if you need to finance all of your closing costs. It all depends on the terms of your loan. This is why research is vital.


Compare Rates And Lenders


It’s important not to go with the first lender you talk to. Get some recommendations from your realtor and friends to see who might be a good fit for you. Every lender specializes in something different, so you want to be sure that who you chose is a good fit for you. 


The most important thing that you can do with closing costs and the financing of your home is to get educated!     





Tags: Buying a home  
Categories: Uncategorized  


Posted by Terrence Tully on 10/13/2018


295 Upham Street, Melrose, MA 02176

Single-Family

$563,000
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
You've arrived at opportunity Corner! Classic Dutch Colonial style home in need of a hug. Much desired East Side location and with great bones, this appealing residence is looking for the next buyer to love it as much as the previous owners have. The work has already been started and includes a recent light and bright kitchen with granite counters and stainless appliances, as well as an updated heating system. This home sits on a level corner lot and is accessed from a quiet side street near the Winthrop Elementary School. Full basement and walkup attic allow for plenty of storage. Easy access to all that Melrose has to offer including its much desired downtown, Commuter rail, and quick access to highways and Boston. Bring your ideas and make this home your own!
Open House
Sunday
October 14 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 295 Upham Street, Melrose, MA 02176    Get Directions

Similar Properties





Categories: Open House  


Posted by Terrence Tully on 10/10/2018

When spring arrives it brings everyone out to the backyard for games, cookouts, picnics, and a number of other fun, fair weather activities. It also brings yardwork.

With the busy schedules that most homeowners have, it can be difficult to find time to spend hours working in the yard each weekend. Depending on where you live and the size of your backyard, there are many options for making it a bit easier to take care of your lawn and garden.

In this article, we’ll give you some advice on how to make caring for your backyard a lot simpler so that you can spend your time outside enjoying the weather rather than working up a sweat.

Lawncare

In most suburban and rural neighborhoods, lawncare seems like a competition. Everyone wants their grass to look as green as their neighbor’s. But keeping a meticulous lawn can be difficult if you have kids, pets, or just don’t have the time to spend manicuring and fertilizing your lawn. What’s more, lawncare can get expensive quickly and can go wrong just as quickly in the case of droughts and pests.

There are many ways you can simplify your lawn care. If you love having a lawn, but mowing is a pain, it can be easier to remove some obstacles from your yard. Bird baths and other decorations can be a nice accept, but sometimes they make mowing more difficult than it needs to be.

If you don’t want to deal with grass at all, or want a smaller area to mow, you have a few options.

You could make your yard more of a natural meadow by planting wildflowers and encouraging long grasses. Laying a brick path down the middle creates the air of a walkthrough garden where you can view the many florae that will be ever-changing in your yard.

If you like your yard to look neat and tidy, creating a patio and placing a few choice potted plants and trees on it will save you a lot of time pushing the lawnmower.

Choose the right plants

Many people plant bushes, trees, and flowers based solely on the fact that they like them. It makes more sense in the long run, though, to choose your plants based on their hardiness, and your ability to care for them.

Some plants are marketed as being impossible to kill. However, you should still read the care requirements to make sure they’ll work with your yard’s climate, light, and water conditions.

In warmer climates, cacti and succulents are a good choice and will likely fit the scenery. For colder climates, there are a number of conifers, shrubs, and bushes that will stay green throughout the winter, adding a bit of color to the dreary season.

A good way to make sure your yard will be low maintenance year-round is to use plants and trees that are native to your area. Since they’re in their natural habitat, they’ll likely require less work on your part.




Categories: Uncategorized  


Posted by Terrence Tully on 10/4/2018


295 Upham Street, Melrose, MA 02176

Single-Family

$563,000
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
You've arrived at opportunity Corner! Classic Dutch Colonial style home in need of a hug. Much desired East Side location and with great bones, this appealing residence is looking for the next buyer to love it as much as the previous owners have. The work has already been started and includes a recent light and bright kitchen with granite counters and stainless appliances, as well as an updated heating system. This home sits on a level corner lot and is accessed from a quiet side street near the Winthrop Elementary School. Full basement and walkup attic allow for plenty of storage. Easy access to all that Melrose has to offer including its much desired downtown, Commuter rail, and quick access to highways and Boston. Bring your ideas and make this home your own!
Open House
Sunday
October 07 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 295 Upham Street, Melrose, MA 02176    Get Directions

Similar Properties





Categories: Price Change